How to apply for a beneficial Pag-IBIG construction financing getting a good pre-owned house
We recently attempted to pick an affixed, cuatro bedroom, 2-storey product in Las Pinas. Proprietors migrated towards United states just before the latest lockdown inside brand new Philippines in addition to their home is shared. A familiar pal out of ours advised united states about it assuming I consequently found out that it was not all the strategies away out of my personal parents’ family, we grabbed attract, expected when they available to a good Pag-IBIG loan, and you may struck upwards a contract into the holder when they told you sure.
Special Stamina of Attorneys and you may Joint Bank accounts
In the event the owners of property aren’t in the country, they should offer a professional agent a keen S.P.An excellent. or a separate Strength from Attorneys providing you with power towards individual offer their property for them. This is exactly why even though we were needed by the a familiar buddy, i expected the owner’s representative to include us a copy out of that notarized Health spa that we had to are among the data files that individuals was indeed submitting towards the Pag-IBIG workplace.
The owner need to be in the country in order to signal the new Day spa granting that power to their representative, however, if your agreement among them is when the particular owner is overseas, she need draw the fresh Special Fuel from Attorney that she actually is found, have it notarized indeed there and you will stamped from the Philippine Embassy from the any sort of nation she is from the – some tips about what it call the newest Consularized Health spa – and you can publish it on the Philippines by mail.
In case the Salon is signed in your town, the proprietor ought to provide proof that they was indeed on Philippines when they closed this new Salon. In such a case, the dog owner provided photocopies of their passports while the stamps you to happen the latest big date they leftover.
Please note along with you to definitely Pag-IBIG cannot point monitors so you can Health spa agencies. The brand new checks continue to be throughout the identity of one’s people regarding the label and will be transferred to help you a community membership. Should your husband and wife try each other entitled regarding term of the house, the newest account need to be a mutual you to.
The newest box process
Just like the i questioned to possess an economy, we’d to do the brand new leg run the borrowed funds application, and that was not so incredibly bad, had they perhaps not come COVID seasons. The whole procedure only got all of us on the 1 month to-do.
We’d some a put off since the Pag-IBIG agent whom named us the first time told me to promote the newest duplicates of all data to operate and miss all of them during the container they establish in the its office. We believe it actually was some dated and unstable to simply miss legal files inside a package, however, because is towards information, we observed this new directions of the representative. We had been advised that a person will call us, however, we didn’t receive any telephone call.
Immediately after adopting the up more often than once, we received an email informing united states that people don’t have a software for a loan, haha! Good-bye records in the box!
Therefore we filed once again, this time around, we made it happen on the internet. To be fair, I think that web site was still are upgraded from the time of our very own basic app. I discovered out of a person that their particular buddy went through the newest box process and you will acquired a trip, thus i guess that system worked just before our very own entry.
Data to help you upload on the internet:
Inside our situation, it actually was Jay’s pictures since it is he who had been using for a loan. Its easier that way because the they are locally employed therefore it is Columbus savings and installment loan simpler so you’re able to process their files.