nine.Affairs Affecting Loan Consumer Behavior and you can Choices [New Web log]
nine.Affairs Affecting Loan Consumer Behavior and you can Choices [New Web log] 3. debt-to-income Ratio: The debt-to-income proportion (DTI) is another crucial factor considered by lenders. It compares an individual’s monthly debt obligations to their monthly income. A lower DTI indicates that a borrower has more disposable income available to