Records you ought to bring to new Pag-IBIG workplace actually:
It’s also possible to submit a duplicate of your own latest ITR one possess a beneficial BIR stamp. I believe for this you to definitely, you’ll have to see your RDO to acquire stamped.
If you find yourself a freelancer otherwise operator, you could fill in a duplicate of one’s audited ITR and you will BIR stamp. We failed to try this you cashadvanceamerica.net credit union loans online to definitely since the I wasn’t the person who applied for the mortgage and i did not sign up to getting co-borrower, however, I believe this would imply bringing your latest ITR, and simply to take the brand new safe side, their accounting instructions, into the RDO.
If you find yourself employed, you may opt to fill out their formal thirty days shell out sneak dated at the least 3 months in advance of day from software. Jay chose to complete around three so you’re able to seal the deal, haha! He plus registered their COE as well as them.
This might be into the 1st step. Pag-IBIG often evaluate your own articles to evaluate their eligibility to use getting a house financing.
After you’ve registered this type of documents on the internet, might discovered a contact prompting you to pay for the fresh new control fee. I paid off Php step one,000. Ensure that you print a copy of confirmation of your own commission. You will have to provide which to Pag-IBIG , also the most other criteria, once you’ve become allowed to go to the place of work thanks to email or a trip.
Here are the records that you ought to bring to Pag-IBIG once you have come questioned add your write-ups directly:
1. The fresh duplicates of one’s records your submitted on the first procedure, except for the fresh selfie. You must likewise have their ID photocopied.
2. A copy of the Unique Electricity off Attorney towards representative. (If for example the owner is not on the Philippines)
The expense of notarization depends upon this new decided price of the home stipulated on the package to sell.
They will certainly including query when deciding to take your photos along with your appropriate ID once more. This time around, it would be their staff who will make attempt.
Appraisal phase
Since the dining table manager appears more your articles and you will observes zero discrepancies, you might be expected to cover appraisal payment. I paid off Php 2,000.
We had been advised to wait getting a trip from a single from their employees about your agenda of the property appraisal. What are the results during the household assessment is because they will be sending representatives in order to check the house to see if they match its simple and you may criteria.
It titled 3 days in advance of they visited. The fresh new appraisers have been from the place of the 8AM. It ran from inside the, seemed the fresh new proportions and you will did not most correspond with united states anywhere near this much. They just ran to check for each and every room inside your home.
Next which was they. We were advised to wait because of their current email address if all of our financing might have been recognized or otherwise not acknowledged; yet not, they currently warned us your domestic we were seeking purchase was short of step 1 meter wide on their requirements.
Loan Rejected
We gotten a message of Pag-IBIG formally saying that the fresh size of our house don’t see its requirements, and that try one to. Which had been the conclusion the experience……for the moment.
We experienced turning in a page out-of reconsideration, although email clearly stated that we had to address this new matter and you may commit to making the required changes, and therefore we did not. Therefore we had to undertake all of our destiny and proceed.
Oh better, no less than we have gained an existence ability we is use in the long term in order to show the kids when it is their look to purchase their house. We were, obviously, disappointed, but we’re going to continue our very own hopes up until i in the long run get the set we could name house.